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Welcome to Premium Assistance

Idaho Medicaid/CHIP offers two premium assistance programs for Idahoans. 

They are:

  • Children’s Access Card- for children who qualify for CHIP
  • Access to Health Insurance- for employees of an Idaho small business (2-50 employees) and the employee’s family members

To qualify you must be:

  • A U.S. citizen or legal resident
  • Within family income guidelines (up to 185% of Federal Poverty Guidelines)
  • Under the age of 19 (for children)
  • Uninsured
Access Card programs provide up to $100 per person per month towards the purchase of private insurance.
 
Children’s Access Card:
 
Families of children that are eligible for Idaho CHIP have a choice: direct benefits or premium assistance. Read What is Informed Choice? to help you decide which program best fits your families’ needs. There is a family cap of $300 per month paid for private insurance in this program.
 
Access to Health Insurance:
 
If you or your spouse works for a participating Idaho small business with 2-50 employees, you may want to consider this program. There is a family cap of $500 per month (2 adults and 3 children) paid towards your employer-sponsored insurance in this program.