Apply for Private Insurance Tax Credit

Eligibility for a tax credit is based on the number of individuals included in your tax household and your annual taxable income.

Eligibility

You may be eligible for APTC if you meet the following criteria:

  • You are a U.S. citizen or national, or your immigration status is lawfully present.
  • You file taxes (if married, must file a joint return).
  • Your income level is between 100-400 percent of the Federal Poverty Level (FPL).
  • You are not eligible for coverage through an employer.
  • You are not eligible for any other federally assisted healthcare programs such as Medicare, Medicaid, or Veterans Administrations (VA) benefits.
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Your Health Idaho
Find a health insurance plan that's best for you. Visit YHI, Idaho's health insurance marketplace.
Annual income limits

The application requires you to estimate your taxable income for the upcoming tax year. Most often this amount is considered your Adjusted Gross Income.

Tax Year 2020 Annual Income limits

HOUSEHOLD SIZE MINIMUM INCOME MAXIMUM INCOME
1 $12,490

$49,960

2 $16,910 $67,640
3 $21,330 $85,320
4 $25,750 $103,000
5 $30,170 $120,680
6 $34,590 $138,360
7 $39,010 $156,040
8 $43,430 $173,720
Each additional member $4,420 $17,680

 

Tax Year 2021 Annual Income limits

HOUSEHOLD SIZE MINIMUM INCOME MAXIMUM INCOME
1 $12,760

$51,040

2 $17,240 $68,960
3 $21,720 $86,880
4 $26,200 $104,800
5 $30,680 $122,720
6 $35,160 $140,640
7 $39,640 $158,560
8 $44,120 $176,480
Each additional member $4,480 $17,920
How can I apply?

Idahoans who wish to apply for cost savings on their insurance coverage must apply for health coverage assistance through the DHW. Follow the steps below to complete the application process:

  1. Create an account with Your Health Idaho. At this time, you do not need to complete an application.
  2. Apply for Health Coverage Assistance with DHW using one of the methods below: 
Apply online
  • Apply: Online using idalink
  • Be prepared to provide this information with the application:
    • ID card
    • Household Annual Taxable Income
    • If applicable, immigration status
Apply over the phone or in person
  • Be prepared to provide this information with the application:
    • ID card
    • Household Annual Taxable Income
    • If applicable, immigration status
Apply by mail, email, or fax
  • Then Apply by either:
    •  Email: MyBenefits@dhw.idaho.gov
    •  Fax: 1-866-434-8278 (toll free)
    •  Mail: Self Reliance Programs, PO Box 83720, Boise, ID 83720-0026
  • Be prepared to provide this information with the application:
    • ID card
    • Household Annual Taxable Income
    • If applicable, immigration status
After application submission
  • After you submit your application, you may be asked to verify certain information about your household. We will mail you a notice in the mail requesting this information. Please respond quickly. 
  • If your household is eligible for Health Coverage Assistance, you will be notified by DHW and your information will automatically be sent to Your Health Idaho.
  • You will receive notification from Your Health Idaho that your eligibility has been received from DHW. Follow the instructions in the notification to complete the Your Health Idaho application process. Visit Your Health Idaho to learn more.
  • Shop and compare plans to find the right option for your needs.
  • Enroll and make your first payment.
Your Health Idaho
Your Health Idaho is an online marketplace that allows Idaho families and small businesses to shop, compare, and choose the health insurance coverage that’s right for them.

File an appeal

Your Rights to Appeal or Request a Fair Hearing

This page explains how to file an appeal for an eligibility decision for public assistance programs.