Apply for Private Insurance Tax Credit

Apply for Private Insurance Tax Credit

Eligibility for a tax credit is based on the number of individuals included in your tax household and your annual taxable income.

IN RESPONSE TO THE COVID-19 PANDEMIC, THE MAXIMUM INCOME LIMIT REQUIREMENTS FOR THE TAX CREDIT ARE BEING TEMPORARILY WAIVED. 
You may be eligible for APTC, regardless of your income, if you meet the following criteria:
You are a U.S. citizen or national, or your immigration status is lawfully present; you file taxes (if married, must file a joint return); you are not eligible for coverage through an employer; you are not eligible for other federally assisted healthcare.
Annual Income Limits

The application requires you to estimate your taxable income for the upcoming tax year. Most often this amount is considered your Adjusted Gross Income. View the income limits for the APTC and other Health Coverage Assistance programs on the income guidelines page.

Healthcare provider holding clip board in crowded waiting room
Your Health Idaho
Find a health insurance plan that's best for you. Visit YHI, Idaho's health insurance marketplace.
How can I apply?

Idahoans who wish to apply for cost savings on their insurance coverage must apply for health coverage assistance. Follow the steps below to complete the application process:

  1. Create an account with Your Health Idaho. At this time, you do not need to complete an application.
  2. Apply for Health Coverage Assistance using one of the methods below: 
Apply online
All customers, regardless of other benefits, can apply for Health Coverage Assistance online using idalink.
  • Apply: Online using idalink
  • Be prepared to provide this information with the application:
    • ID card
    • Household Annual Taxable Income
    • If applicable, immigration status
Apply over the phone
If applying for APTC (and applying for or receiving other benefits)
  • Call  877-456-1233 (toll free)
If applying for APTC only (and not applying for or receiving other benefits)
  • Call 855-944-3246
Be prepared to provide this information with the application:
  • Be prepared to provide this information with the application:
    • ID card
    • Household Annual Taxable Income
    • If applicable, immigration status
Apply by mail, email, or fax
If applying for APTC (and applying for or receiving other benefits)
  • Then Apply by either:
    •  Email: MyBenefits@dhw.idaho.gov
    •  Fax: 1-866-434-8278 (toll free)
    •  Mail: Self Reliance Programs, PO Box 83720, Boise, ID 83720-0026
  • Be prepared to provide this information with the application:
    • ID card
    • Household Annual Taxable Income
    • If applicable, immigration status
If applying for APTC only (and not applying for or receiving other benefits)
After application submission
  • After you submit your application, you may be asked to verify certain information about your household. We will mail you a notice in the mail requesting this information. Please respond quickly. 
  • If your household is eligible for Health Coverage Assistance, you will be notified by YHI or DHW.
  • You will receive notification from Your Health Idaho after you are determined eligible. Follow the instructions in the notification to complete the Your Health Idaho application process. Visit Your Health Idaho to learn more.
  • Shop and compare plans to find the right option for your needs.
  • Enroll and make your first payment.
Your Health Idaho
Your Health Idaho is an online marketplace that allows Idaho families and small businesses to shop, compare, and choose the health insurance coverage that’s right for them.

File an appeal

Your Rights to Appeal or Request a Fair Hearing

This page explains how to file an appeal for an eligibility decision for public assistance programs.